Opinion

When Will My Disability Become My Regular Social Security?

When Will My Disability Become My Regular Social Security?

Dear Rusty: I hope you can answer this question. I’m currently receiving Social Security Disability benefits, and I will be turning 65 in February 2026. I’m confused as to how Social Security Disability transitions to regular Social Security, and when. I assume it’s age 65 but maybe it’s my retirement date? Also, does the amount remain the same or will it change? I’m not working. I’ve been on SSDI for about 15 years. Thank you. Signed: Disabled Senior

I’m Still Confused about Medicare Part A and Part B Enrollment

I’m Still Confused about Medicare Part A and Part B Enrollment

Dear Rusty: I’m 64 and still working full time, and plan to continue working at least until I’m 70 ~ it’s a good job, and I enjoy it. My job comes with health insurance, so I don’t really need additional coverage, but I understand I will be required to sign up for Medicare Part A anyway when I turn 65 next year. What I don’t understand is Part B: A colleague of mine, who is a little older than I am, said she signed up for Part B because a penalty will be incurred if we wait until we retire from our jobs and actually need the additional insurance. I’m not sure she’s right. Can you explain what I should do?

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